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16 April 2020 - COVID-19 Housing Loan Repayment Break for Local Authority Borrowers


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COVID-19 Housing Loan Repayment Break for Local Authority Borrowers



The Minister for Housing, Planning & Local Government Mr Eoghan Murphy, T.D has confirmed that a payment break option of up to three months has been put in place for Local Authority Mortgage products.


Local Authority home loan borrowers may apply for a mortgage break of up to three months on their home loan if they are experiencing financial difficulties arising from the COVID-19 emergency.


A mortgage payment break means that the borrower will make no mortgage payments for up to three months. Additional interest will not accrue to the borrowers account during the period of the payment break. The monthly repayment following the payment break will increase to facilitate the repayment of the loan over the remainder of the existing term of the loan. This facility applies to all local authority home loan products.


The application from and FAQ (Frequently Asked Questions) can be accessed at the links below:



For further information please contact the Housing Loans Department, Donegal County Council on 074 9172587 or via email on

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